Home Buying Tips

Feb. 1, 2026

Home Buying Tip #13: Flood Zones and Insurance

Home Buying Tip #13 - Flood Zones and Insurance - Lois Marris REALTOR - Ponte Vedra Beach, FLHome Buying Tip #13: Understand Flood Zones & Flood Insurance Before You Fall in Love With a Home

Buying a home in Ponte Vedra Beach or Jacksonville, Florida is exciting — especially if you’re relocating, downsizing, or planning a second home near the coast. But there’s one practical detail that …

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Posted in Home Buying Tips
Aug. 9, 2025

First-Time Home Buyer Checklist

First Time Home Buyer Tips and Checklist

First-Time Home Buyer Checklist (Jacksonville & Ponte Vedra Beach, FL)

By Lois Marris • Your trusted local real estate advisor

Hey friend—buying your very first home is exciting and a little overwhelming (in a good way!). I’m here to make it simple. Below is the exact step-by-step checklist I use …

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Posted in Home Buying Tips
April 4, 2025

Home Buying Tip #12: Florida CDD Fees Explained

Home Buying Tip 12 - Florida CDD Fees Explained for Jacksonville and Ponte Vedra Buyers

Home Buying Tip #12: Florida CDD Fees Explained

If you are looking at homes in Florida, especially in newer master-planned communities around Jacksonville, Ponte Vedra, Ponte Vedra Beach, Nocatee, or Del Webb Ponte Vedra, you may see something called a CDD fee.

And if you are like most buyers, your …

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March 5, 2025

Home Buying Tip #11: Take Notes When Visiting Homes

Home Buying Tip #8: Take Notes When Visiting Homes

Home Buying Tip #11: Take Notes When Visiting Homes

Hey friend, if you’ve made it this far in the home buying journey, give yourself a little applause! You’ve saved for your down payment, got your financial documents in order, lined up your pre-approval, and made a solid list of your …

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Posted in Home Buying Tips
Feb. 6, 2025

Home Buying Tip #10: Negotiations Part 2

Home Buying Tip #10: Stay Calm and Trust Your Agent

Don’t Get Too Emotional During Negotiations

When you’re buying a home, it’s easy to get attached. You walk in, see that lovely pink front door and suddenly it feels like you’ve found “the one.” But here’s my advice: don’t let that pink door—or anything else cosmetic—get you overly emotional …

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Posted in Home Buying Tips
Jan. 3, 2025

Home Buying Tip #9: Negotiations Part 1

Home Buying Tip #9: Negotiations

If you're thinking about buying a home, chances are you’ve already been doing your homework—scrolling through listings, reading blog posts like this one, maybe even visiting a few open houses. But eventually, all that prep leads to the moment where you’re ready to make an offer.

And that’s where …

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Posted in Home Buying Tips
Dec. 3, 2024

Home Buying Tip #8 Get a Home Inspection

Home Buying Tip #11: Get a Home Inspection

How exciting! You're under contract for your new home -- Congrats!! The next big step in the home buying process is one of the most important steps  — the home inspection. I always recommend my buyers get one, with very few exceptions. Even if the home looks perfect, a good …

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Posted in Home Buying Tips
Nov. 11, 2024

Home Buying Tip #7: Get a Good Real Estate Agent

Home Buying Tip #7: Get a Good Real Estate agent

Get a Good Real Estate Agent

This is a big one! Did you know that the Northeast Florida Association of REALTORS has over 12,000 agents representing a 6 county region? That's a lot!

When considering a home purchase, select an agent who can get the job done for …

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Posted in Home Buying Tips
Oct. 4, 2024

Home Buying Tip #6: Follow a Budget

Home Buying Tip #6: Have a Budget

Hey friends! Let’s talk about one of the most empowering things you can do on your home buying journey: sticking to your budget. Whether you’re relocating to Ponte Vedra Beach to retire in the sunshine, buying a second home to enjoy the winters here, or investing in a home you’ll …

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Posted in Home Buying Tips
Sept. 9, 2024

Home Buying Tip #5: Make a List

 Home Buying Tip #5: Make a list(Trust Me, You'll Thank Me Later)

Hey friends! If you're starting to look at homes—whether it's in beautiful Ponte Vedra Beach or somewhere nearby—this next piece of advice might sound simple, but trust me, it’s a game-changer:

Make. A. List.

It might feel like overkill …

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Posted in Home Buying Tips