If you're trying to figure out what your home is worth in 32224, the honest answer is: it depends entirely on which street you're standing on.
This is one of the more interesting zip codes I work, because it isn't one market wearing a single price tag — it's five. Jacksonville Golf & Country Club is fully built out and entirely resale from the late '80s and '90s, so value comes down to condition and lot. A few minutes away, Glen Kernan is doing the opposite — new construction, new pricing, a different buyer entirely. Seven Pines is bringing a new generation of families in with builder-fresh homes around its Central Park. Pablo Bay gives buyers a more accessible entry point without leaving the corridor. And Pablo Creek Reserve sits at the top of the market — gated, custom, minutes from Mayo Clinic.
Pricing to "32224," or even to a citywide median, is going to be wrong almost every time. Pricing to your specific community — with real comps from that community — is the only way to get it right. Here's roughly where each one stands right now:
| Community | Typical Range (2026) |
| Pablo Creek Reserve | $1.9M – $4M+ |
| Glen Kernan | $1.5M – $4M+ |
| Jacksonville Golf & Country Club | $600K – $1.6M+ |
| Seven Pines | $500K – $1.3M+ |
| Pablo Bay | $650K – $1M+ |
Questions I Get About 32224
What is my home worth in 32224?
It depends on which community you're in — anywhere from roughly $500,000 in Seven Pines new construction up to $4 million or more in Pablo Creek Reserve or new-build Glen Kernan. A street-level comparative market analysis is the only accurate way to price a specific home.
Is 32224 a buyer's or seller's market right now?
Jacksonville overall is fairly balanced in 2026, with roughly 3 months of housing supply. Well-priced homes in established communities like Jacksonville Golf & Country Club still move quickly; higher-end new construction and luxury resale depend more on precise pricing.
What neighborhoods make up 32224?
Pablo Creek Reserve, Glen Kernan, Jacksonville Golf & Country Club, Seven Pines, and Pablo Bay, along with several smaller condo and townhome communities near San Pablo Road and Hodges Boulevard.
I'll pull real comps from your specific community, not a zip-code average.
Here's what's actually on the market in 32224 right now: